Kapolei, Waikele and Mililani, Oahu real estate and homes for sale in Hawaii, ocean front, luxury homes - Wes Anderson, REALTOR® Wes Anderson REALTOR(r) for Kapolei, Waikele and Mililani, Oahu, Hawaii real estate, ocean front, luxury homes - NUMBER1EXPERT™ Wes Anderson NUMBER1EXPERT(tm) for Kapolei, Waikele and Mililani, Oahu, Hawaii real estate, ocean front, luxury homes
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Wes Anderson, REALTOR®, real estate agent and broker for Kapolei, Waikele and Mililani, Oahu Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)
All real estate agents are NOT alike! Find out why I am a top real estate expert. Call me: 808-623-4337.


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"You are a "Best Friend" when buying a home."
"If you are buying, see Wes. If you are selling, see Wes, because Wes is the best...OUR DREAM CAME TRUE."
Fentress & Jo-Anne Bethea Mililani
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First Time Homebuyers: Kapolei, Waikele and Mililani, Oahu Hawaii home buying, real estate listings, and homes for sale in Oahu County, HI
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Kapolei, Waikele and Mililani, Oahu real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

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Real Estate Trivia
Q 
What is considered one of the key elements of the American dream?

A 
Home ownership is considered to a key to the American dream; more than 2 million first-time buyers bought property last year.
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Wes Anderson, REALTOR®, real estate agent and broker for Kapolei, Waikele and Mililani, Oahu Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

Wes Anderson
Realty Solutions

94-456 Akoa Place
Mililani, HI. 96789
Phone: 808-623-4337
Phone 2: 808-294-2955
Fax: 808-623-4336
Email: wesanderson@NUMBER1EXPERT.com

When it comes to providing quality and customized service for buyers or sellers, Wes Anderson is certainly one of Oahu’s best! It’s no wonder that Wes ranks amongst the elite of all Top Producing Realtors on Oahu. Client Satisfaction is his specialty, earned the old fashion way, with dedicated efforts, commitment to his clients and just plain hard work. Wes excels in customer service, has strong negotiating skills, pays particular attention to details, knows the real estate market, and utilizes exceptional marketing strategies. He specializes in residential properties, oceanfront properties and luxury homes. Please contact Wes today and let’s get started.

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Realty Executives Oahu real estate and homes for sale in Kapolei, Waikele and Mililani, Oahu Hawaii

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